Financial wellbeing is about having a good relationship with your money. Concerns about money can have a huge impact on your wellbeing at work, in particular your mental wellbeing. With the cost of living increasing, the West Yorkshire Staff Mental Health and Wellbeing Hub understands the importance of looking after your financial wellbeing as well as you emotional wellbeing in both your personal and professional life. Whether you want to learn more about managing your money, pensions options, or how to manage financial stress as we move into winter months, the Hub has a financial wellbeing programme to support you.

Making your money count

We know that at times like this, when the cost of living is becoming a challenge for so many people, people need to know what’s available close to hand. Our Making Your Money Count booklet has links to many local sources of help, advice and tips to help you get by this winter and beyond.

Making your money count image 2.jpg

The booklet is also available in plain text format.

You can also find useful information and links in our Directory of financial wellbeing offers

This booklet contains a range of topics to help people living in Bradford, including information about government support; energy and bills; food resources; housing support; debt and gambling; savings; scams and safeguarding; volunteering; looking after your mental wellbeing; things to do and other helpful websites. 

CoL Bradford.jpg

Watch this film from our Learning Disability Health and Care Champions to get some money-saving tips

LD finance tips.jpg

Talk about money

Research shows that people who talk about money:

  • make better and less risky financial decisions
  • have stronger personal relationships
  • help their children form good money habits for life
  • feel less stressed and anxious and more in control 

Online Financial Resources:

Free and impartial help with money, backed by the government | MoneyHelper

MoneyHelper provides free guidance and support on a range of topics including:

  • Benefits
  • Family and care
  • Money Troubles
  • Savings
  • Everyday money
  • Homes
  • Pensions and retirement
  • Work

The Local Government Association has launched a Cost of Living support hub to help councils continue to support people and a new monthly Cost of Living bulletin, both of which highlight the latest news from the government including examples of good practice, latest reports and data and upcoming events.

What is financial wellbeing? | The Money and Pensions Service

Provides knowledge and understanding about financial wellbeing, how to improve financial wellbeing and why it is important to understand financial wellbeing and stress.

Best practice checklist - Employers.pdf (

Money and mental health provide a best practice checklist for employers to support employees to build financial resilience, creating a culture of support, advice, and support for debt/money concerns.

You can find information about cost of living support in Bradford from this local website


Helpful Online Resources

Understanding what support is out there can be incredibly overwhelming. Money & Me have a range free and easy online resources people can use to help with this:

Benefits Calculator - Gives a clear picture of what you are eligible to claim and how much you could receive.

Take Home Pay Calculator - Find out how much you need to earn to cover your outgoings and how much take-home pay you will receive from a gross salary.

Budget planner - Want to budget but maths isn't your strong point? Martin Lewis has a free budget template on his website that calculates everything automatically, simply put in your income and outgoings and the spreadsheet does the rest.

Emotional Wellbeing Support

Difficulties with finances can impact upon other aspects of your wellbeing including your emotional wellbeing. The Staff Mental Health and Wellbeing Hub has a range of offers here to support your emotional wellbeing as well as these offers below. All our offers, workshops and services are free to access, fully confidential and available to everyone who works in health and care in West Yorkshire, including volunteers.

Free online e-learning modules:

The Cellar Trust provides a wide range of free online e-learning modules focusing on different topics of mental health and wellbeing.

These include:

Stress Buster: This course focuses on understanding the effects of stress and how it can influence thoughts, feelings and behaviours. The session provides: techniques for managing and controlling stress, useful advice, tools and tips to help reduce stress, information on how to access further help and support. You can also find information and tips for how to manage stress on our Hub website.

Improving Sleep: This course provides information about sleep and examines the different types, how much sleep is needed and how to establish good sleep habits. The session: identifies the benefits of good sleep, looks at what causes common sleep problems, provides practical suggestions for improving sleep, offers further information about the help and support available.

Skills for Being Well in Adversity: The course outlines a range of practical tools and strategies which can help individuals gain insight into their own wellbeing and achieve their goals. The topics covered include: managing stress and anxiety, identifying triggers, dealing with difficult feelings, thinking styles and belief, self-care planning.

Wellbeing at Work- A Guide for Employees: This eight-part e-learning module has been developed to help improve employee understanding of wellbeing in the workplace and provides helpful guidance and advice on a broad range of related topics. The content includes: Wellbeing facts and figures the impact of work on our wellbeing, recognising the signs of stress, identifying workplace stressors, and promoting wellbeing at work. For more information or to access the online modules, visit: Living Well Training – Training for a healthy mind

1:1 Psychological Support:

If you are struggling and feel as though you need some individual psychological support, including access to relationship counselling, you can refer yourself to the hub therapy service

Here’s some quick money-saving tips provided by our colleagues in the Learning Disability Health and Care Champions group.